1.1 What’s EarlySalary.com?
- EarlySalary.com is a Fintech player supporting young professionals to come over their mid-month and month-end financial needs. We provide unsecured loans for up to Rs. 100,000/- for up to 43 days thru EarlySalary mobile application. We use your social data to fill up most of your application form and sanction your loan based on your social score. With your filling few details on our mobile application, we’ll sanction your loan within a few minutes. The loan is given by our partner Banks/NBFC’s registered with RBI. Currently, we disburse loan from Ashish Securities Pvt Ltd. or Shriram City Union Finance Ltd.
1.2 Am I eligible?
- Oh, we really hope so! If you are a salaried Indian citizen, over 21 years of age with a minimum net take-home monthly salary of Rs. 20,000/-, you can get your loan sanctioned in minutes. It is as simple as cooking noodles! Download our app and get some money right away!
1.3 Can I apply from my city?
- We are currently operational in Pune, Chennai, Hyderabad, Mumbai, Delhi NCR, Jaipur, Ahmedabad, Bangalore, Vizag, Coimbatore, Mysore, Vijayawada, and Mangalore.
1.4 What social data is required and why?
- Login with your Facebook accounts in the EarlySalary app from your Android and iOS mobile phones. We need your social data to build your ‘Social Worth Score’ which determines your eligibility for an Advance.
1.5 My LinkedIn/Facebook is not updated, does it impact my prospects?
- Your Social Worth score best reflects you when all your profile details are updated. Furthermore, since we assist you by auto populating all the possible fields from your social media data, a non- updated profile detail would require more efforts from your side and lower loan from our side. So it is recommended to update your LinkedIn and Facebook accounts before applying.
1.6 What are the terms & condition/How does EarlySalary protect my information?
- We are a fintech company and have partnership with NBFC’s/Banks with fair practices and transparent pricing. We would appreciate if you could spare a few minutes to read our Terms and Conditions and to reach out to us should you require any assistance! Your data is our biggest secret. We will not let anyone steal it nor will we let anyone buy it!