TERMS & CONDITIONS FOR PROMOTIONS




These are the terms and conditions of Promotion (“T&C”) which apply to any competition, prize draw or promotion which may run, physically or online by mean Social Worth Technologies Private Limited and/or their NBFC Partners (“EarlySalary”) or on their websites or at premises of business partner or on their websites, social media platforms, on-air or otherwise (“Promotion”).


  • You stand the chance to win prizes as mentioned in detail in the Annexure A of this T&C (“Prize(s)”) once you become eligible Customer by availing a Loan from NBFC Partner on the month and year mentioned in the said Annexure A (“Promotional Month”).
  • The chance to win the Prizes shall be valid for a limited time only, decided at the Sole Discretion of EarlySalary. Each Promotion will start immediately (i.e. as soon as it is first promoted), unless a later start date/time is specified by EarlySalary and EarlySalary reserves the right to modify or cancel or stop it at any time.
  • For each Promotion, there will be only one grand prize winner unless otherwise specified.
  • You shall not be eligible for more than one Prize in a Promotional Month unless otherwise specified.
  • The Prize winner(s) will be selected at random at Sole Discretion of EarlySalary. This will be done by an automated process of EarlySalary and result shall be binding to all the eligible Customers.
  • If you win the Prize, EarlySalary will notify you accordingly after end date of the Promotion.
  • The Prize will be as described in the relevant Promotion and Annexure - A. Imagery may be for illustrative purposes only, and colours and other details may vary.
  • Each Prize is non-transferable, non-refundable and no cash alternative is available.
  • If necessary or appropriate, Prizes (or part thereof) might be varied or swapped for a suitable alternative which will be decided at the sole discretion of EarlySalary.
  • If you win the Prize but fail to claim the Prize or fail to provide necessary details within the time-limit notified or provide EarlySalary with incorrect or fraudulent information, then such Prizes may be provided to an alternative winner.
  • The Prize cannot be used in conjunction with other offers, promotions or prizes of EarlySalary.
  • If you win Prize, you may be required to take part in reasonable publicity.
  • EarlySalary may publish and publicize your name, image, social media handle and/or profile picture, and your entry with the Promotion and/or the Prizes, in any and all media, worldwide, in perpetuity, for publicity and PR purposes.
  • EarlySalary may carry out an interview with you either by telephone or in person and EarlySalary may film, record and/or photograph the interview and EarlySalary may use such film, recording and/or photograph(s) for publicity and PR purposes in any and all media, worldwide in perpetuity.
  • These T&C are in additions to the Agreement and other terms and conditions agreed/signed/accepted by you while availing the Loan with NBFC Partners.
  • Wining any Prize shall have no impact on your repayment obligation of any Loan availed or which might be availed by you in future.
  • Your entry or participation in Promotion and/or Prizes is at your own risk.
  • If you violate any of the Agreement or any terms and conditions agreed/signed/accepted by you, then EarlySalary receives the right to term you ineligible for such winning such Prizes.
  • EarlySalary reserves the right to update these T&C without prior notice.
  • All the winner shall be finally decided by EarlySalary at random at sole discretion and shall be binding upon you.
  • You understand the this is a lucky draw and this does not guarantee any Prizes or any other prize from EarlySalary or their Business Partner.
  • Any Prizes that might be won by you under this Promotion shall be subject to taxes and applicable laws. You shall be solely responsible for any taxes accrued on the Prizes that might be won by you. You shall also be solely responsible for abiding by any law that the applicable on you in case you win the Prizes.
  • The Promotion, and these terms and conditions, are governed by Indian law, and any disputes arising in connection with them shall be subject to the exclusive jurisdiction of the courts of Pune.
  • For all enquiries in relation to a Promotion or these terms and conditions, please contact at email id: support@earlysalary.com.





Annexure – A


Month & Year: November 2021


Prize: iPhoneXR


Number of eligible Customer(s) who stand a chance to win: 1 (One)


Note: The Prize and number eligible Customer(s) who stand the chance to win mentioned above shall be strictly restricted to the Month mentioned in this Annexure.