From tax-saving tips, ways to manage your loan to personal finance — this is the ultimate finance blog for all your queries.
A credit builder loan does not operate like a regular loan. As the name suggests, this specific type of loan caters to anyone who wants to improve their credit score. Whether you are new to credit or don’t have a good credit score, opting for this type of credit is beneficial. Read on to learn more about this type of loan, …
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Often, people wonder, ‘Can I pay EMI in advance?’ so that they can close their loans early and become debt-free sooner. This is a great way to utilise your additional funds by paying more than your EMI amount. This strategy is ideal for long-term saving, helping you manage your budget efficiently. Most lenders have an option for …
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You may already know that creditworthiness is an essential part of your financial health and ability to get credit. Financial companies check it based on a 3-digit score and report generated by credit bureaus. Their evaluation takes many factors into account and knowing what they are can help you improve your credit score and get affordable …
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Do you have the desire to take a personal loan to buy gold? Investing in it has shown significant gains as it has maintained a rise in its value over time, is stable when markets are fluctuating and is a liquid asset that can decrease the risk in your portfolio. Knowing how to buy gold …
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Looking for a slice of history or a trendy hotspot for your summer holiday destination? No one could blame you if you’d rather sit back and relax at a picturesque locale or want to be on the go with adventure sports. No matter what you want to do, there are many good places to visit …
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A credit card statement is a summary of your card usage within a billing period. Simply put, it shows how much of your credit card limit you have used and how you have utilised it, i.e., the transaction details. Knowing what your credit card statement entails is important for better financial planning and management. That’s …
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If your’re struggling to pay your credit card bills due to high interest rates, then a credit card balance transfer may be an optimal solution. Often, people cannot completely pay off their credit card dues, as the interest increases with every billing cycle based on the outstanding amount. In such a case, opting for a balance transfer …
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Knowing how to convert credit card payments to EMIs is crucial to spread out the cost of your large purchases and make them more manageable. Opting for this can help ease the burden of repayment and keep you on track with your budget. To explore how to convert your credit card payments into EMIs, the …
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Choosing the ideal payment network for your debit or credit card after understanding the difference between VISA and RuPay is essential. While both of these payment networks allow you to make and receive all kinds of transactions, they are quite different. They differ in various aspects, like acceptance, transaction speed, safety, withdrawal limitation and more. …
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Down payment—it is a term that appears a lot when you’re about to buy a big-ticket item. It comes into play when you plan to become a homeowner or car owner and sometimes even when you buy home electronics on EMI. Knowing the meaning of the down payment in-depth and how financial companies calculate it …
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